Loans and Mortgages
Most Frequently Viewed Resources
Read about where to file your lawsuit or case. Information on jurisdiction and venue.
If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.
Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.
The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.
This section will give you general guidelines for how to best prepare yourself for court.
ADR is usually less formal, less expensive, and less time-consuming than a trial.
You can request a free interpreter to be with you in court.
A court interpreter verbally translates (called “interpreting”) everything the judge and others say from spoken English into your primary language, and everything you say back into spoken English.
This resource has the answers to commonly asked questions about court interpreters, including how to ask for one.
Negotiation, alternative dispute resolution, mediation, litigation, and arbitration.
A step-by-step guide on what to do when your lender changes your home equity line of credit.
What is the law? And what are your rights?
Search for state and federal laws protecting consumers.
Alphabetical Listing of Resources
Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.
Students impacted by this closure may have the option of applying for a closed school loan discharge or transferring their earned credits to another institution and continuing their education.Corinthian will be held responsible for any return of federal student aid funds which were due to students and had been received, but not earned prior to closure. The Department will work with Corinthian officials to make sure unearned student Pell and loan funds are restored for future eligibility.
Researching, financing, trading, and service contracts.
Looking for Benefits? Answer questions to find out which government benefits you may be eligible to receive.
These databases enable homeowner and automobile insurers to exchange information - without notice to you unless your state requires notice - about claims for loss of property.
The comprehensive guide to making purchases and dealing with companies.
State offices, district attorneys (DA), and government regulators.
You can also call at 877-FTC-HELP.
Your rights when dealing with bad home equity loans.
If your complaint is regarding one of the following: Banks, Business and Industrial Development Corporations (BIDCO), Credit Unions, Local Agency Security Program (LASP), Money Transmitters, Premium Finance Companies, Trust Companies and Departments, California Finance Lenders, California Residential Mortgage Lenders, Capital Access Companies, Check Sellers, Bill Payers and Proraters, Deferred Deposit Transactions (Commonly known as Payday Loans), Escrow Agents/ Escrow Laws, Franchises, Investment Advisers, and Mortgage Loan Originators Securities Broker Dealers.
The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program.
Why can't I just deposit and use my insurance checks? Will the mortgage company pay me interest on the insurance proceeds they are holding?
How to protect your home and your equity.
Keeping records, complaining to someone higher up, consulting a lawyer, using mediation services, and other ways to resolve conflicts.
It"s very likely that a mortgage servicer that files for bankruptcy will sell its assets under the supervision of the bankruptcy court to another financial institution and transfer the servicing of your loan to another company. A mortgage servicer that simply goes out of business probably would transfer the servicing of your loan to another company as well.
In today"s market, loans and the rights to service them often are bought and sold.
If you suspect that your application was illegally denied.
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
Check out mortgage resources available for victims of disasters to see what you are eligible for.
Info about how reverse mortgages work, types of reverse mortgages available, and how to get the best deal on a reverse mortgage.
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
You have a right to not be discriminated against when seeking a mortgage.
Some federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.
The purpose of this booklet is to provide basic information about using the services of a mortgage broker, which may assist you in making an informed decision when seeking a home loan
What happens in the vehicle repossession process.