HERA has an economic justice mission, focused on asset preservation and building. HERA fights economic abuses and discrimination, and are focused at this time on all forms of debt and credit concerns that a household may have, from mortgages to student loans, payday loans to automobile, you name it. HERA addresses collections and credit reporting problems, but also assists the public in accessing affordable credit from reputable sources. HERA provides consumer workshops, train attorneys and non-attorney professionals, provide individual services from counseling through litigation, and engage in policy work. HERA take requests for workshops and in-service trainings. HERA serves both low and moderate income residents of California.